U.S. Rotary Club and District Liability Insurance Program - Insurance Update to Rotary Clubs & Districts was sent by email from Rotary International Risk Management on 3-27-19. Click here for a copy or read more below.
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Risk Management | |||||||||||||||||||||
The U.S. Rotary Clubs and Districts Liability Insurance Program ("Program") provides general liability (GL) and directors' & officers'/employment practices liability (D&O/EPL) insurance coverage automatically to active U.S. Rotary Clubs & Districts (subject to policy terms and conditions). Required Renewal Notification: This message is to inform you that the Program’s current liability policies will expire 1 July 2019 12:01 a.m. We want to advise you that the renewal policy terms and conditions may reduce coverage or be more restrictive than the expiring policy based on the underwriting information provided to insurers. New insurance policies will be purchased to provide continuous coverage and we will make every effort to provide the same broad coverage as per the expiring policy with the exceptions listed below. So that you are able to include the insurance charge for your club in your budgeting process, we will provide renewal premium/rate information to you, by email, in June. New: The Program was not designed to cover, nor does the premium charged reflect clubs/districts involvement in the following high risk/exposure unique areas:
If your club/district is involved in any of the above service projects, fundraisers or ongoing operations, your club needs to purchase appropriate insurance coverage for it. Club sponsored events with attendance of 25,000: If your club is organizing an event that draws 25,000 or more attendees, your club is required to purchase a primary special events liability policy that includes liquor liability if liquor is being served at the event. If you advertise your event or a local newspaper or event finder website indicates an attendance of 25,000 people you will need to purchase this primary coverage. When your club is a vendor at the State Fair, this requirement does not apply – but it does apply if your club organizes, sponsors, or puts on the large event. NOTE: Just as you cannot “lend” your health insurance coverage to another person you cannot “lend” the Club’s liability insurance to another nonprofit or an organization your Club is working or partnering with on an event. Always confirm that the other organization has insurance coverage in place. Future emails: Rotary Risk Management will be sending emails to club & district officers:
Insurance Website: See below for information on how to access the website set up for U.S. Rotarians.
Regards, Rotary Risk Management Team Contact Information
This message is being sent to current Presidents, President Elects, Treasurers, Secretaries, District Governors, District Governors Elect and District Insurance Representatives in the U.S. and its possessions and territories. | |||||||||||||||||||||